TERMS OF USE - THIS IS IMPORTANT - PLEASE READ
The Daily Reckoning website requires consideration for and as a condition of allowing you access. Reading and accepting the terms of use and reading and accepting the provisions of the Daily Reckoning privacy policy are required considerations for granting you the right to visit, read or interact with it. All persons are denied access to this site unless they read and accept the terms of use and the privacy policy. By viewing or interacting with this website or with any banner, pop-up, or advertising that appears on it, you are agreeing to all the provisions of the Daily Reckoning terms of use and privacy policy. All persons under the age of 18 are denied access to this website. If you are under 18 years of age, it is unlawful for you to visit, read, or interact with this website or its contents in any manner. This website specifically denies access to any individual that is covered by the Child Online Privacy Act (COPA) of 1998. This website reserves the right to deny access to any person or viewer for any reason. Under the terms of the privacy policy, which you accept as a condition for viewing, the website is allowed to collect and store data and information for the purpose of exclusion and for many other uses. The terms of use agreement may change from time to time. Visitors have an affirmative duty, as part of the consideration for permission to view this website, to keep themselves informed of changes. Parties To The Terms Of Use Agreement
Viewers, users, or customers, collectively referred to herein as "Visitors," are parties to this agreement. The website (www.dailyreckoning.com) and its owners and/or operators are parties to this agreement, herein referred to as "Website." Use Of Information From This Website
Unless you have entered into an express written contract with this website to the contrary, visitors have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Right To Use, Sell, Publish Contents Of This Website
The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website. Hyperlinking To Site And Referencing Site Prohibited
Unless expressly authorized by website, no one may hyperlink this site, or portions thereof, (including, but not limited to, logotypes, trademarks, branding or copyrighted material) to theirs for any reason. Further, you are not allowed to reference the url (www.dailyreckoning.com) in any commercial or non-commercial media without express permission. You specifically agree to cooperate with the Website to remove or de-activate any such activities and be liable for all damages. Disclaimer For Contents Of Site
The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume the all risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty. Disclaimer For Harm Caused To Your Computer From Interacting With This Website
The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor's computer. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk. Limitation Of Liability
By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, and as a condition of the website to allow his lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature. Submissions
Visitor agrees as a condition of viewing, that any communication between Visitor and Website is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the Website and may be used, without further permission, for commercial use without additional consideration of any kind. Contact Information
The Daily Reckoning, Agora Financial, LLC, 808 St. Paul Street, Baltimore, MD. 21202 Copyright And License
This "Terms of Use" is copyrighted Agora Financial, LLC and is fully licensed for use by this website. PRIVACY POLICY - IMPORTANT - PLEASE READ
We at The Daily Reckoning take your privacy very seriously.e-Mail Address
When you subscribe to The Daily Reckoning via e-mail, your e-mail address is placed in a database and used to send your issues of The Daily Reckoning and occasional Daily Reckoning Investment Alerts. We will not sell, rent, or otherwise share your e-mail address with anyone. You can remove your address from our e-mailing list by following the instructions at the end of every e-mail we send, or by visiting our Reader Services page. Any e-mail you send to The Daily Reckoning is considered confidential unless you tell us otherwise. We will not add your name to our e-mail list without your permission. If your inquiry is about an order or subscription, Agora's customer service staff will ask you to verify your identity by confirming information already in your record. Spam
If you believe that The Daily Reckoning has sent you unsolicited commercial e-mail (spam), please send an e-mail to abuse@dailyreckoning.com. Personal Information
We will never ask you for personal information--your credit card number, for example--except when you place an order. At that time, we will provide a secure (SSL, encrypted) connection and require you to submit only the information needed to complete and fulfill your order. Only authorized employees of Agora, Inc. (our parent company) will have access to this information. Agora will not sell or rent this information to anyone, nor share it in any other way, unless required to by a law enforcement agency that takes the proper steps to require it. Please note that "personal information" does not include your mailing address. See Mailing Address, below. Mailing Address
When you give us your mailing address, Agora will use this information to fulfill your order or subscription and to send you information on other products that may suit your interests. If you don't want Agora to send you this other information, please contact our customer service department: Order Processing Center
Attn: Customer Service
P.O. Box 925
Frederick, MD 21705
Cookies
Cookies are small files placed on your computer by a web page when you visit it. They can be used to store all sorts of useful information to make your next visit easier and more convenient, but some people are uncomfortable not knowing what information is in a cookie. The Daily Reckoning web site uses cookies only to compile statistics on the use of the various pages on our site (how many people visit each page and that sort of thing). We do not store or collect any personally identifiable information. Discussion Board
If you choose to participate on The Daily Reckoning's Discussion Board, you do so at your own risk. You must submit a name to post a message to the Discussion Board, but it doesn't have to be your real name. Using your real name or e-mail address when you post is entirely voluntary. In fact, it's just not a good idea. Agora does not collect e-mail addresses from the Discussion Board, but there is nothing to prevent an unscrupulous person or company from doing so and then using that address to send you unwanted e-mail (spam). Aliases are completely acceptable--but only as long as they are unique and not meant to impersonate another person (for example, "Bill Bonner" is not acceptable). If you feel that someone is impersonating you on our Discussion Board, please contact dr@dailyreckoning.com. We will take whatever steps we deem necessary, possibly including legal action, to correct the matter. We reserve the right to remove any messages from the board for any reason whatsoever. We prohibit or strongly discourage: advertisements to buy or sell securities, promotions and advertisements of any type and links thereto, impersonating another person, unnecessary profanity, ludicrous and thoroughly discredited conspiracy theories, and personal attacks. However, we cannot be held responsible for any claims made on our Discussion Board. Enjoy the ride! | 
